Financial planning and retirement advice for public sector employees in Ireland

Public Sector Retirement Advice

We are qualified to answer all the important questions about your retirement options. We have successfully helped 100's of your colleagues manage cash-flow from pre-retirement to post retirement.

Expert Advice

Specialized Retirement Advice for Public Sector

Over the years we have successfully helped many doctors, teachers, health sector employees and other public sector employees manage the transition from pre-retirement to post retirement. Impartial public sector retirement advice is difficult to find.

We are impartial financial planners who specialise in providing the Important Information for Individuals Nearing Retirement.

We can help you maximise your TAX-FREE Lump Sum, Pension and all other benefits and entitlements. See below for the common topics we cover as part of our initial complimentary retirement advice consultation.

Certified financial planners in Cork Ireland

Online Access

Have instanct access to your own tailored investment portfolio via our online portal. This allows you to check in on your investments and track the growth of your capital

online portal for clients in investment advice and retirement advice services


Our approach to dealing with public sector employees

We understand Public Sector employees and their attitudes to risk and have an approach to ensure we recommend solutions that are best suited to your needs.

Public Sector Retirees Pension entitlements are a complex area which requires specialist Public Sector Retirement Advice. The key variables being:

  • Amount of pensionable service (includes combinations of part-time, temporary and permanent)?
  • Your salary (pay cuts in recent years make your earnings over the last 10 years very relevant)?
  • Age at retirement (have you reached Normal Retirement Age or are you considering Cost Neutral)?
  • PRSI Contribution Rates (Supplementary Pension Entitlements?)
  • Which Superannuation Scheme?


Frequently Asked Questions we deal with include:

  • How does the Haddington Road Agreement affect me?
  • When can I retire?
  • How do I calculate my pension and lump sum?
  • What will my take home pay be in retirement?
  • How can I improve my current position?
  • What are my Last minute Additional Voluntary Contribution (AVC) options?
  • Can I buy back years?
  • I worked abroad, in the UK, am I entitled to anything?
  • Do I qualify for a supplementary pension?
  • Will I receive an Old Age Contributory Pension?

Contact us. See what your financial future could look like


Latest insights from our blog


Pension Planning – advantages and benefits explained

The following article appears as written by Pat Leahy, Infinity Financial Planning Ltd, in the Irish Examiner on 16. 10.

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Supplementary Pension, Learn if you qualify today?

Supplementary Pension, Do you Qualify? <br>Payment of a supplementary pension can arise where you retire, before turning 65 years old, from a public service position. <br>Where applicable, you must claim for your supplementary pension from the Department of Social Protection.

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Will We Have Enough? – 5 Ways We Believe We Can Add Value

Time never stands still. Everything in the world seems to be moving at a quicker pace than before. Nowadays, the most common question we answer for the people we deal with is ‘Will I have enough?’.

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